You may also be wondering – how is credit
monitoring different from identity theft protection? Credit monitoring is one aspect of identity theft protection and only monitors changes to credit reports. Identity Theft Protection monitors personal
information in public records, black market websites, and people search sites. Another
important difference is that credit monitoring is reactive – it only alerts you after fraudulent
activity appears on your credit report which can be 30 days or more after the activity.
However, identity theft protection can alert you when a new application is being submitted
such as for a car loan, new mobile account, or home mortgage.