How To Protect Yourself From Cyber Thieves: Identity Theft, Cyber Security, and Fake News

How To Protect Yourself From Cyber Thieves: Identity Theft, Cyber Security, and Fake News


– [Male] Fake money, fake
teachers, fake assets. In 1971, President Richard
Nixon took the US dollar off the gold standard,
turning the US dollar into fiat money, government money, fake money. In 2008, the world economy
crashed when fake assets, fake mortgages, and fake financial experts led us down a path to ruin. Think about this. Why do schools choose not
to teach us about money? Why are 78% of all Americans
living paycheck-to-paycheck? Why are students staggering
under a trillion dollars in student loan debt? Because a fake world makes the rich richer and the poor and middle class poorer, and that’s exactly how
the government wants it. The only way to protect
yourself is to learn how to separate the real from the fake. Go to richdad.com to get your copy of Fake by Robert Kiyosaki,
and learn how to spot the manipulation of reality
we live with every day. Don’t get fooled again. Get your copy of Fake by
Robert Kiyosaki at richdad.com. That’s richdad.com. (upbeat music) – [Announcer] This is
the Rich Dad radio show, the good news and bad news about money. Here’s Robert Kiyosaki. – [Robert] Hello, hello, hello. This is Robert Kiyosaki,
the Rich Dad Radio Show, the good news and bad news about money. We’re talking today on
the Rich Dad Radio Show, we’ll be talking about the
biggest revolution that, like it or not, even if you live nowhere, you’re involved in this revolution. And how it’s gonna affect you, what’s happening today, and
what’s coming down the pike. And of course, we’re talking about the revolution called cyber. The cyber world is upon us right now. It’s gonna affect all of us. It’s affected many, many hundreds of millions of dollars
of big corporations. It’s gonna affect you
and me as little guys, if we’re little guys, but
we’re in it right now. So we have a very important guest today. His name is Rob Embers. He is a cybersecurity specialist. He speaks with a funny English accent because he is from England. But he’s a CCO of Dionach, and he’s gonna be talking
about what is happening in cybersecurity in the
world, because as you know, like Facebook is in hot water
because they make more money from misinformation than
anything else today. But also, you know we have
Bitcoin and cryptocurrency. And people say, “Well, who is using it?” And well, the criminals are. You know, the criminals use crypto. And so the central banks of America, the Fed and the ECB,
European Central Bank, the Bank of Japan,
they’re trying to handle this thing called cyber,
and it’s coming at everybody from everywhere, but from nowhere. So this could possibly be the most important show you listen to. Now, the reason I have
another special guest, he works for the Rich Dad
Company, is Robb LeCount, and he’s been with us for years, too, but he is our cybersecurity specialist. Because if you were
talking to me about it, I know nothing about what
they’re gonna be talking about. So I’m gonna kind of
moderate this discussion of what is happening today
in the world of cyber. Why are people killing each other because they’re so upset about this? How can they go and hack somebody and blow their business apart? What’s gonna happen in warfare? But also, what’s gonna
happen to you and me? So it’s a very, very
important program today. Again, our guests, Rob Embers, he’s a CCO of Dionach, and Robb LeCount, who is our cybersecurity specialist here at the Rich Dad Company. So first of all, let’s
welcome Robb LeCount because he’s calling
in on his phone, also. Rich Dad’s kind of a virtual company. Robb, have we had trouble with cyber stuff inside the Rich Dad Company. – [Robb] Oh, we’ve had tons of everything from people trying to
penetrate our internal network, which happens probably
a couple times a month, all the way to taking our entire email marketing system down for good. – [Robert] And Robb,
you know that’s not me because I don’t know what
you’re talking about. (laughs) – [Robb] Oh, I absolutely
know it wasn’t you. I actually know who it is. I did a bunch of research and
I actually found the hacker, and it was an interesting experience. But it’s terrifying
actually, as well, you know? Because it’s a lot of work, and you never know where
these people are coming from, and you don’t know what they took, and it’s really unsettling. – [Robert] If I could say
something a little bit, you know, at the risk of being a little politically incorrect in the world of the cyber world, I mean Facebook today, if they take, if they shut you down, you’re shut down. Is that true? – [Robb] It’s very true,
especially, I mean, if you rely on their advertising platform, or rely on them for any
type of growth or messaging, they can they can take
you out in a heartbeat. – [Robert] Yeah, and then we shut down. – [Robb] We shut down, correct. – [Robert] And your business out, you’re out of business in a flash. – [Robb] You are. – [Robert] And there’s no reason for it, they just shut you down. – [Robb] Yep, no explanation. You can’t talk to a person. It’s very frustrating. But we deal with it frequently. – [Robert] Right, so our guest calling in from New York right now is Rob Embers, and he’s a cyber security specialist. So Robert Ember, so we’ve got three Robs on the phone today, got Rob Embers, Robb
LeCount, and Robert Kiyosaki. So Rob, please introduce yourself. You heard a little bit
how the Rich Dad Company is battling this, your
world of cyber security. – [Rob] Yeah, thanks so much for having me on, first of all. And kind of, if it comes
with any consolation, you’re not the only one that’s struggling with this challenge. I think most organizations large and small are facing attacks on a near daily basis. I think, you know, one of the things we try to encourage people to do is to stay one step ahead of
the game as much as they can, and by doing that sort
of understanding more about their business and
more about how technology is, or how reliant they are on technology and which areas to secure. So obviously Robert sort of alluded to a couple of areas that
you’ve faced attacks on. Probably quite common attacks, where you may have heard
of the term phishing, you know, getting your email database and posing as yourselves
and send out spurious links to all of your contacts and beyond is a common way that
organizations face breaches. So yeah, we’re in the business of trying to sort of advise people
and make them aware of risk and where possible how to
mitigate against that risk. – [Robert] Right, and
my friend, Jim Rickards, wrote the book Currency Wars. And what you’re saying is we’re in a cyber war also, aren’t we? – [Rob] Oh we’ve been a
cyber war for a long time. I just think it’s now making
the news on a daily basis. I mean, my newsfeed is
filled with various attacks, various breach reports
on on a daily basis. Not all are state-sponsored. There’s obviously the
state-sponsored side of things, but there’s the
opportunistic side of things. There’s money to be made in this world from compromising
organizations to allow them to generate enough processing
power to generate a Bitcoin, compromise personal data,
compromise staff data, compromise corporate
intellectual property. There’s a multitude of ways in which people are being attacked. – [Robert] Right, so let
me just say one more thing. Well, the thing with currency
wars, that’s state-sponsored. I mean, that’s China versus the U.S. They drop the yuan versus
the dollar or the euro, and so it’s state-sponsored. The trouble with cyber war is
that it’s not state-sponsored. It could be from multiple
different countries. There are individuals. I mean, it’s actually more
dangerous than currency wars. Would you say is true? Because they can’t, these
guys are all over the place. You can’t find them. – [Rob] Absolutely, I mean,
it’s a borderless crime. I mean, you could be sat
nearly anywhere in the world. And I’m sure Robert from his investigation into those that attacked you
guys went on a few loops around to try and figure out where
these attacks originated from. There’s a lot of technology out there which makes you anonymous, and that’s not the
organization, the hacking group, but literally you can hide behind a number of virtual networks and make yourself very hard to track. And I think the challenge
for a lot of organizations is the cost of investigating post breach is so, so tremendously high
that actually they don’t, which means these attackers
feel like they’re imperious and they can just do what
they like, and it’s scary. – [Robert] So Mr.
LeCount, what did you have to do to track down these guys, whatever they did to us, because you know I don’t
know anything what they did, but they did something. – [Robb] Well initially, you
know, we have a firewall, so we capture a lot of
our inbound traffic. And we’re actually hosting
our own email service, and it’s an open-source platform, which as Rob can probably attest, a lot of times in itself can
be a huge security nightmare. But I just did a lot of trace routed, and used a bunch of just small tools to reverse engineer his IP and
follow it all the way back. And I found he was in a
small town in Albania, and you really can’t do anything about it. – [Robert] Is that why you bought that ticket to fly to Albania
to punch him out or something? (laughs) – [Robb] Yeah, definitely. It took a lot of time. Rob, you can attest to the amount of time it takes to do this kind of research. And then at the end of it, you really can’t do a whole lot about it. I mean, it’s like you said,
you’re across the planet, and there’s no real legal recourse. – [Robert] You didn’t call the Scottsdale police to go after him? – [Robb] No, no, I gave them a call, but they told me I’m just gonna have to go over and handle it myself. – [Robert] That’s what I’m talking about. – [Rob] And I think that’s one of the biggest challenges,
that the law enforcement, these these attacks are happening
on such a frequent basis, that they don’t have resources
to even begin to investigate. – [Robert] So let me ask, so most of our listeners are
like the Rich Dad Company. We’re not a big multinational corporation. We’re just fortunate to have guys like Robb LeCount and his
team there to protect us. But this is my question to both
Rob Embers and Robb LeCount. What are they after? If data is the new oil, what
kind of data are they after? Why would they waste their
time coming after us? What’s valuable? – [Rob] Well I think,
Robert, if you don’t mind, I can sort of try and answer this one, and please feel free– – [Robb] Absolutely. – [Rob] To chip in with anything. I think a lot of the things that we find in the engagements that we have is people have data that
they’re not really aware of the value of. Obviously, email addresses, phone numbers are valuable to a point, but they’re in such great existence now that actually short of
using them and cloning them to send out spurious emails to lure people into in
to clicking on stuff, you know, there’s not a tremendous value. But when you start putting things together like addresses, maybe a
social security number, maybe payment cards numbers
for their credit cards that they subscribe to a service with. I mean, one thing we find with, not just in small businesses
but in all businesses, people’s use of passwords
is generally quite poor. People have the same passwords across a number of different services. So if I compromise your organization and all of your listeners
or all of your subscribers to your services have a password, now if they’re using that same
password in other services, now maybe they might have
more interesting information in other services. So essentially, once you start building up a picture of people,
and it’s very easy just to run a scam against Gmail, or Hotmail, or any number of Facebook services. Okay, hopefully most people have got two-factor authentication switched on, which will sort of alert their phone that somebody’s trying to
break into their system, but again, not everybody does it. So first thing is, wherever there’s two-actor
authentication, please use it because it’s free in most of these cases and it will save you a lot of headaches. – [Robert] Let me ask something else, ask Robb LeCount this. Robb, what were they after from Rich Dad? – [Robb] Well, you know
what’s funny is at that point, the person was actually
programmatically sending emails to our database on our behalf. And basically, this is what
Rob was referring to earlier as phishing, but this is
a lot more sophisticated. Because typically, you can spoof or act like you’re somebody else. And what you do with a phishing email, you send it out with a link, and that link might be to reset your Bank of America password
or something like that. So this person was just sending out emails to our community on his own behalf trying to steal information
or deeper information from people within our community. – [Robert] From our banks or database? – [Robb] Exactly. – [Rob] I mean, I think
somebody else to consider, within those emails
there could well be link which would the direct the
receiver, lure the receiver to click on the link, take them to a site which may sort of
download in the background because you don’t always see
this happening in the fore, some form of malware or
some form of ransomware. Your listeners will be undoubtedly
familiar with ransomware. I think it, again, is happening
way too frequently but of course you know that comes back to the Bitcoin thing you know why do people use Bitcoin well it’s a
great way to use ransomware. – [Robert] Once again it’s
Robert Kiyosaki on the Rich Dad Radio Show, when we come back we’ll be talking more to Robb
LeCount and Rob Embers, and you know, there’s huge
multinational corporations that are hacked and they
have very sophisticated people protecting them. Rich Dad’s a relatively small company, but we are a global company
and we have customers from all over the world so we’re a pretty big target so when we come back, there’s two things I want to ask is, what can the individual do? You know so, let’s say
you’re a client of Rich Dad, I want you to know we’re doing our best to make sure nobody gets your numbers, and your things like that,
but it’s a huge 24/7 project. That’s one question, what
can the individual do just in case somebody does get through, but the other question
is what’s the future? You know what I mean? These guys are just
starting, and I know there’s a lot of things you know
the government of England and Great Britain now wants
to try and censor Facebook. I don’t know what they’re
trying to do, but these guys, these hackers are much
smarter, much faster, much more invisible, much more mobile than any government could
ever protect you from. So, when we come back
we’re going to go into what can you do, but most importantly, what does the future look like? – [Announcer] You’re listening
to the Rich Dad Radio Show, with Robert Kiyosaki. – [Female] Don’t be like Charlie. Charlie is that do it
yourselfer who does himself in. Do it yourself is good for tile and grout. It is not good for asset protection. Charlie thought he’d save a few dollars forming his LLC online. With no guidance, he did it wrong. When he sold the property, he lost thousands and
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or call 800-600-1760. Mention Rich Dad and receive
$100 off your formation fee. That’s CorporateDirect.com,
CorporateDirect.com. – [Robert] What is your
number one expense in life? Your number one expense? It’s taxes, and I want to
ask the question is how come there’s no financial education in school, but why isn’t there
education on taxes either? You know they tell you to
save money, which is stupid. They tell you invest in the
stock market, which is stupid. But why don’t they teach you about taxes? See here at Rich Dad Advisor
Tom Wheelwright, we’re talking about his revision for his book Tax Free Wealth, welcome Tom. – [Tom] Thanks Robert. – [Robert] So what’s the
Tax Free Wealth about? What’s different this time,
so the revised edition? – [Tom] Well so what we did
was is, this is the first major tax reform we’ve
had in 30 years, 2017. – [Robert] Was ’86 was the last one? – [Tom] ’86 was the last one, back when I was in Washington, DC. – [Robert] So many guys got wiped out because of that tax change. – [Tom] They did, they did. It wiped out an entire
industry, savings and loans. This new tax law is just as
big, but in a very different way it affects different industries. You know, the tax law’s
always a series of incentives, and the question is
always which incentives, and which ones apply to me? So, the key to revising
Tax Free Wealth was, what changed so much in
this new tax law that we can absolutely take advantage of and, I mean, seriously the amazing incentives. For example, I mean the bonus depreciation for example, for real
estate is unbelievable. You could buy a million
dollar apartment and get a $300,000 deduction or
more the very first year. – [Robert] So if you
want to make more money and pay less taxes like
Donald Trump and myself, get Tom’s book Tax Free Wealth. – [Announcer] It pays to listen. Now back to Robert Kiyosaki
and the Rich Dad Radio Show. – [Robert] Welcome back, Robert Kiyosaki, the Rich Dad Radio Show. The good news and bad news
about money and today, like it or not, we’re
all in this revolution, no matter where you live in the world. We’re in this revolution
called the cyber world. So we’re discussing what
can you do as an individual, can you do as an organization,
but also what’s coming. How do you protect yourself
and things like this. You can listen to the Rich
Dad Radio program anytime, anywhere on iTunes or Android,
and all of our programs are archived at RichDadRadio.com. We archive them for one
reason, is Rich Dad’s an education company, and
one of the best ways to learn is by repetition, so if
you listen to this program one more time, you go to RichDadRadio.com. You download this
program with Robb LeCount and Rob Embers and myself. You listen to it again,
you’ll pick up about 70% more than you have missed just
listening to it once, but more importantly have
your friends, family, and business associates
listen to it and discuss it. So when you listen to it and
then listen to it with your friends, family, and business
associates and discuss it, you’ll get clearer on what the message of this Rich Dad Radio show is about. And once again our guest
today is Rob Embers. He’s coming in from New
York, but he’s out of London, and he’s a cyber security specialist. He’s a CCO of Dionach, and
they’re a cyber security specialist, and his
website is Dionach.com. Let me spell that for you. It’s D-I-O-N-A-C-H.com. Very important person to get
to know, and Robb LeCount, who represents the Rich Dad Company, because I know nothing about this world. So Robb LeCount is protecting
myself, the Rich Dad Company, but more important, our
very valued customers and clients like you, because people are coming in on us to get after you. And one of the ways to get to you is they have fake Robert
Kiyosakis and fake Kim Kiyosakis, and I can understand faking Kim, but to fake me, you got
to be pretty desperate. Oh God Almighty I can’t
believe it, but anyway, so Mr. LeCount what’s happening? How does a fake Robert Kiyosaki work? – [Robb] Well, it’s actually oddly simple. The things that we’ve been
really seeing lately are people, you targeting our followers on
both Instagram and LinkedIn, and essentially they
just take some pictures they’ve found on either
our page or our website or just the internet
and then they completely put together a fake profile of themselves. Then what they do is they go
through the Rich Dad community on the Instagram or LinkedIn,
and they find people that are connected to us and they start to direct message them as if they’re Robert. Saying you know, either
they’ll come speak with them, or they’ll do reviews of their books, and then they’ll start
this offline conversation using stuff like the Line app or Telegram, and then they’ll have
these side discussions and they’ll sometimes bring in a fake Kim. They actually do a really good job. I actually had my wife toy with
one of these people one day just to see how far they would go, and they just use all these tools, and they create this little
scam where they don’t actually have to directly
communicate with a person, or if they do they’ll get on a Skype call, but for some reason their
camera doesn’t work, or it’s really fuzzy. It’s actually sort of scary
that they’re targeting our members and our followers and I just think it’s really important for people to know who
they’re really talking to. – [Robert] So what happens
Robb if you’re one of our listeners and one of our loyal
fans out there of Rich Dad, if they suspect something how
do they, do they contact you? Do they contact Rich
Dad, or what do they do? – [Robb] The best thing to
do would be send an email to [email protected],and
just let us know that they’ve seen something,
and always look for badges that validate the account
to prove that it is you. As you’ve seen like to
validate you on Instagram and LinkedIn, Robert, we’ve
had to send pictures of you with your driver’s license,
so we’re a verified account. If you’re not dealing
with a verified account, don’t deal with them. – [Robert] May I tell
you a horrifying story? This woman called me from Japan
and says, “Where are you?” And I went, “What do you mean where am I?” I don’t know how she got
my phone number, she says, “You’re supposed to be here today.” I went, “In Tokyo?” She goes, “Yeah.” I said, “I never made that agreement.” So apparently somebody scammed her from some European Country
that I would be there. I said, “Well I don’t live in Europe.” And he got her for $65,000, saying I would speak at her event. – [Robb] Exactly what I’m talking about. – [Robert] I’m going, how in
the world can you be so stupid? I don’t live in Lithuania
or something, but anyway, you know what I mean, that’s
what’s going on in the world. Mr. Rob Embers again, he’s a CCO Dionach. What do you have to say about
what we just talked about? What’s your two bits on that one? – [Rob] It never fails to
amaze me that unfortunately people fall for these things. I suppose a little bit of cynicism is not, goes a long way in this world. You know and as Robert
said, look for verification. You know there’s an old
adage if something looks to be too good to be true, it probably is. – [Robert] Yeah, 65,000
for a speaking engagement’s pretty low for me (laughs), not really. – [Rob] Yeah I think encouraging
or employing more vigilance in the way in which you engage with people online is never going to go amiss. We always encourage
people to look at the tone of emails and communication. Obviously try to ensure
it’s from a verified source. You know if it’s in an
email and there’s a link to something, we’ll try to verify whether that link matches
the sender’s email. It’s obviously a lot
harder in social media, but then you know as I say, if
it looks too good to be true, it could well be, so cynicism
and vigilance I think is probably you know two
words that I certainly try to employ when I’m
looking at things online. – [Robert] So Rob, let me
ask Rob Embers, as a CCO of Dionach, what services do you provide? – [Rob] Well essentially
we’ll go into organizations and help them understand risk. Help them understand informational assets. Really to sort of look at technology, look at how they use technology,
and try to understand those areas of vulnerability. Those areas where they’re likely to be more targeted by attackers. Either, you know in all sizes
of organization, years ago, you know the world has changed. Everybody does everything online now, but typically if you go back 30 years, and you were going to start a business in the retail outlet, you’d open a store. The first thing you’d
probably do is get yourself an alarm connected to
the local police station. Right, well you can spin up a store tomorrow using everything online. You know people don’t
think of security anymore. You know they go and buy a
safe, but they don’t think about having a safe now,
because they don’t need it. But actually there’s a lot things that probably listeners
of yours that may have online stores, ensuring that
you’re actually capturing the right details, you’re not
capturing more than you need. So we’ll help organizations
understand things like that. Understand risk, and
essentially perform the role of a hacker, you know,
we will try to break in. We will try to compromise,
and we will try to extract information that
we shouldn’t be able to do. We’ll even try and get
their website to do stuff and give us information, or maybe let us check out with goods for zero. You know we’ve done all this stuff. – [Robert] So you would
come into an organization like Rich Dad and you
would talk to Robb LeCount, and you would say, “I’m
going to be the other side.” – [Rob] Right, yeah, we would
come in and we would create an engagement with an organization and come in on an offensive way. So, look to exploit as many
vulnerabilities as we can find, depending on the environment
or the application, and then essentially report
back to the organization. This is what we’ve managed to do. This is the way in which we’ve
managed to perpetrate this, and more importantly, this
is what you would need to do as an organization to
mitigate that and to ensure that nobody else can actually do that in the way that we’ve done it. – [Robert] So you know
obviously a company like, let’s say Bank of America
could afford your services. How much, I mean how small can you go? Like, we have Life Lock
in the states here. Which is your identity theft, and they mass market that
to the masses out there, but what size organization could
hire somebody like Dionach? – [Rob] Yeah I mean we
work with organization, multi-million dollar organizations, employing hundreds of thousands of people, down to organizations that
may have 10, 20 employees. I think depending on what an
organization is looking to do, you can actually have an understanding and probably start to
implement some good fixes for five, $10,000, which seems a lot, but the cost of losing information, the downtime that organizations face, and your global organizations have to report anybody capturing data
from European, for example, have a European
requirement to report data. So I think the cost when you
start mounting all of that up, to understand it in advance. Prevention is often cheaper than the cure. – [Robert] Correct,
Robb what are we doing? – [Robb] It’s actually funny you asked. We actually engaged with a
company very similar to Rob’s about 10 years ago because we had to become PCI compliant when
we were storing data. – [Robert] What’s PCI? – [Robb] PCI is Payment, oh, Rob what is– – [Rob] It’s a Payment Card Industry. It’s essentially the
five leading card brands have got together and have set a number of data security standards
for any organization that transmits, processes,
or stores credit card data. There’s a number of requirements that each organization have to adhere to. The merchant, so the acquiring banks, whilst they’re very good at
dishing out merchant accounts, are not always very good at
making the merchants understand that their requirements in
terms of becoming compliant, so in the event of a breach,
you know Visa and MasterCard are extremely good and you
know we’ve seen this happen with organizations where they can pinpoint where the fraud has actually taken place. – [Robert] Good, hey
we’re running out of time, but I’ve got a very important question. Today we have, governments in Europe are trying to regulate
Facebook and Google. I want comments from both you guys, Robb LeCount and Rob Embers. What’s your idea of the
government trying to protect us? Mr. LeCount, what do you think about that? – [Robb] It’s no secret that I actually stopped using Facebook
January of last year. Unless it’s business
related, I don’t use it personally anymore just because
the amount of data that, and the way the data is
used and sold and I just, I’m not comfortable with it myself, so I actually welcome the government to step in and try and regulate it. I just don’t see how they’re
going to be able to do it. – [Robert] So you’re kind of
doubtful of their ability? – [Robb] I’m very
doubtful, I’m just doubtful because of the power, and the
amount of data that Facebook already has, and the amount
of people that use it, that I don’t feel like the
government will be effective. – [Robert] Do you think that hackers are smarter than the government? – [Robb] Definitely. – [Robert] (laughs) That’s what I thought. Mr. Embers, what do you think about the government trying
to regulate all this? – [Rob] I’d agree a lot with Robert. I mean I think it’s a tall
order for them to do it. I think for me it comes back
to a person’s ability to make a decision as to what they
want to expose, right? Because ultimately it comes
down to what information am I happy to lose, right? If I’m not happy to lose
certain information, then I shouldn’t be posting
it in certain areas. – [Robert] That’s like a lizard’s willing to lose his tail because
he can regrow it, huh? – [Rob] Right, you
know, but I think just– – [Robert] But, this is my
question for the two of you guys, you know because I look at
the young guys over there. Inside Rich Dad, there’s
guys wearing Bitcoin shirts and all this, they’re all revolutionaries. Do you know what I mean? To me, Bitcoin is an
attack on the Central Bank, the FED and the European
Central Bank and all that. They’re threatening the hegemony
of the Central Bank System. That’s what Bitcoin’s
doing, or cyber currencies, but there’s so many young guys
right now who just want to take it on, and I think they’re
smarter than the government. Any comments on that, Mr. LeCount? – [Robb] I would say that they
are definitely more nimble. They’re less regulated, nimble and less, they’re basically less
controlled than anybody in the government, so
they have more freedom to do the things they want to do. I don’t know if I would overall say that they’re completely smarter than them, they’re just more capable. I guess is the best way to put it. – [Robert] It’s too expensive
to track them, isn’t it, would you say that’s true? – [Robb] Too expensive, it’s
insane, because like Rob had said earlier, to become
anonymous on the web, I mean you probably see these
commercials all the time for these VPNs and things like that that you can have on your
phone to browse anonymously. Imagine the tools hackers have available, and the tools that they
can build on their own. – [Robert] Mr. Embers,
what do you have to say about all this, I mean what– – [Rob] Again, I’d agree,
I think there’s some very smart people you know
in central governments in the United Kingdom, the United States. I think it’s you know there’s
a lot of good stuff going on in the background you know
in the commercial world. I think the one advantage
that, or the disadvantage that governments face is the time and– – [Robert] The sheer
numbers, the sheer numbers of these guys, there’s billions of them. – [Rob] Right, I think that’s
it, and the money to be made is, you can invest if
you’re that way inclined, you are going to invest time, because there is money to
be made in that world now, I think yeah, we’ll see how
this plays out, but of course crypto-currencies require
crypto mining, and if we can, if a lot of organizations
can lock down their defenses to prevent people hijacking
their systems from mining, and then it’s a small thing, but it helps. – [Robert] My final,
little final questions, I mean final comments
from both Robb LeCount and Rob Embers, so let’s
say I have my little Amazon account, how safe is that? I’m selling stuff on Amazon or eBay, whatever you’re doing, how safe is that? – [Robb] Well, you actually
are selling on Amazon, and your account is extremely safe. Again, like Rob had mentioned earlier, I am a firm believer in
two-factor authentication. Strong, long, complicated passwords and password variability. I will tell you that our Amazon account is completely locked down, and
I monitor it on a daily basis so I know that nobody is getting in and doing anything with ours, and companies like Amazon are
pretty good about protecting that stuff, because that’s
really their revenue stream. I mean if people were to
get in and start hacking their sellers, their
platform would collapse, and people would be going
back to you know, K-Mart. – [Robert] Mr. Embers
what do you have to say about all this stuff? I mean how does a little
guy selling a couple things on eBay and Amazon or
whatever they do today? – [Rob] Again, come back
to the vigilance thing. Make sure you’re using all
of the tools that are there. You know organizations like
Amazon, you know they make these tools available for
people to make them more secure. So if there’s a tool available
that allows you to firm up your account and maybe
only use it for one device. Again, why would I need to
log in from multiple devices? And if I do, then I should have them registered and available. So I think you know look
at some of the tools that are available, and use them, because they’re there for your protection. – [Robert] Well, but Mr.
Rob Embers, I really want to thank you, once again you’re
the cyber security specialist. You’re the CCO of Dionach,
your website is Dionach.com. Thank you for your contribution to the Rich Dad Radio Show. – [Rob] My pleasure,
thanks for having me on. – [Robert] And Robb LeCount is going to graciously stay on, and
we’re going to answer your personal questions from Ask Robert. – [Announcer] You’re
listening to the Rich Dad Radio Show with Robert Kiyosaki. – [Female] Don’t be like Charlie. Charlie is that do it
yourselfer who does himself in. Do it yourself is good for tile and grout. It is not good for asset protection. Charlie thought he’d save a few dollars forming his LLC online. With no guidance, he did it wrong. When he sold the property, he lost thousands and thousands of dollars. He did himself in by
trying to do it himself. Don’t burn yourself, use Corporate Direct to set up and maintain
your LLCs and corporations. Corporate Direct is owned
and operated by attorney and Rich Dad advisor, Garrett Sutton. Garrett wrote the best sellers Loopholes of Real Estate and
Start Your Own Corporation. He is Robert Kiyosaki’s
attorney for asset protection. He and his team will do it right. Visit them at CorporateDirect.com
or call 800-600-1760. Mention Rich Dad and receive
$100 off your formation fee. That’s CorporateDirect.com,
CorporateDirect.com. – [Announcer] Financial
freedom begins with financial education, now
back to Robert Kiyosaki, and the Rich Dad Radio Show. – [Robert] Welcome back
Robert Kiyosaki the Rich Dad Radio Show, the good news
and bad news about money. Once again I want to thank Rob Embers. He’s a CCO of Dionach, and
his company’s Dionach.com. D-I-O-N-A-C-H, and Robb
LeCount went through his, he looks good, and he’s worth going to his website Dionach.com. You can listen to the Rich
Dad Radio Show anytime, anywhere on iTunes or Android,
and all of our programs are archived at RichDadRadio.com. We archive them because
we’re an education company. We do not sell things
or do deals with people. I want you to hear that,
because there’s a lot of fake Robert and Kims out
there, which is ridiculous. So anyway, you can go to RichDadRadio.com. You can listen to this
podcast one more time. You’ll learn 70% more than
you heard the first time, but most importantly sit
down with friends, family, and especially business
associates, your eBay partner, or whatever you got, and discuss this, because we live in a
different world today, and it’s a world we cannot see. So please go to RichDadRadio.com
and listen to this podcast one more time and come up to
speed with what’s going on. And now we’re going to the most
popular part of our program, which is Ask Robert, where
you get to ask me a question. You can submit your
questions to Ask Robert at RichDadRadio.com. So Tony, what’s the first question? – [Tony] Our first
question comes from John in Massachusetts, his favorite
book is Rich Dad Poor Dad. He writes, “Robert, you say
news is fake, and teachers “are fake, if so where do
you obtain your information?” – [Robert] That’s a very
good question because, thanks for the promo for
my latest book, Fake. That’s the reason I wrote it, so you can answer those
questions yourself. It’s a very big thing,
this fake, you know? So in my book Fake, which
just came out, please read it. It was a tough book to
write, two and a half years, because I had to keep it
as simple as possible. So the three fakes we
have today, fake money. The U.S. dollar and the euro and the yen and peso and the yuan, they’re fake. I don’t know why anybody
works for that stuff. If you read Rich Dad
Poor Dad, I said the rich don’t work for money because that’s fake, and fake money makes the
poor and middle class poor. That’s the really tragic thing about it, because money today is a
combination of debt and taxes, but the government will
never tell you that. The second fake are fake teachers. Look, the most important
piece of real estate is that approximately six inches between your left ear and your right ear. If you let fake people
put data into your brain, which is a lot of what this
program today is about, then you’re screwed up because your brain could be in some cases your biggest asset, but for most people their brain
is their biggest liability, and so that’s why in my
book Fake I wrote about the importance of having real
teachers not fake teachers. Most school teachers are good people, but they’re not rich people. So they’re putting fake ideas about money in your head, going back to fake money. The third are fake assets. You know if you read Rich
Dad Poor Dad again I said your house is not an asset,
and every real estate agent stopped sending me Christmas
cards after that one. Look, Wall Street is selling
you the worst assets possible because you understand the
definition of an asset. An asset is supposed to
put money in your pocket. Most people who are investing
in the stock market, that money is coming out of
their pocket through these 401Ks, Super Annuations, RRSPs,
they’re just sucking cash out of your pocket and putting
it in these fake assets called stocks, bonds, mutual
funds, ETFs, and savings. So that’s why I wrote the book Fake. So I’m not going to answer
that question in one second, or in five minutes, but the
book Fake is out right now, if you’re really
interested please read it, because most of what we’re
dealing with today is fake, so you’ve got to be careful
who you talk to, listen to, and who teaches you,
and what kind of assets are you buying and who are
you buying your assets from? That’s really what we’re
talking about on today’s show. So the next thing here is
this, there’s a lot of fake Robert Kiyosakis out there,
a lot of fake Kim Kiyosakis, and which is again, the question, how do you know it’s the real me? First of all I don’t sell assets. I don’t recommend investments,
I don’t do deals with people. I am a very private insider,
and you see understand ladies and gentlemen,
the press will tell you that insider trading is illegal. That’s BS, all trading is inside. It’s how close to the inside are you? You know when you buy a mutual fund, you can have insider trading
illegally, but it can also be done legally, but
they’ll never tell you that. So I do primarily insider
trading investing, but I only do it with a few people. So I don’t do deals outside
of my very close friends who I trust and with
all my heart and soul. So if I can pass that
information on to you today when you’re talking about cyber security, well you also got to have personal financial advisors service, because most financial planners are fake teachers. They have only one thing in
mind, to sell you something. You know we all sell
something, but they’re not very smart people, you know
financially, they’ve been taught how to sell mutual funds
and ETFs and that stuff. And that’s good stuff, but
you seldom are going to get rich from that, especially
when the market crashes. So before we go, before
we complete, I want to ask Robb LeCount to talk about
all these fake Kiyosakis out there and fake Roberts and Kims, I mean, what the hell’s going on? – [Robb] Well what the hell’s going on is people are predators. They see an easy way to make a buck, and they can leverage somebody
as important as you and Kim, and to be honest with
you, they could leverage really anybody at the Rich Dad Company, and I just think it’s
extremely important to not only make sure you’re only
following verified accounts through social media, or emails are always going to come
from the Rich Dad Company. Just be very vigilant,
like we said on the show, and just know that nobody, not one person at the Rich Dad Company,
including Robert and Kim, will ever, ever engage in personal deals with any of our community members. It just won’t happen, so
please protect yourself, and be aware that we will not encounter
any of those situations. – [Robert] So that’s very, very important because you know it
just makes me nauseous. I mean, it actually makes me nauseous. Please get the book Fake. If you’re really interested,
we know there’s fake news. Every time I watch either Fox
News or CNN today with all these characters running
against President Trump, I don’t have to watch the
Jerry Springer show anymore. We’ve got more goofballs, and
include Trump in that one, I’ll tell, in politics today
and politics is a nasty game, but it’s gotten to be just
a Jerry Springer show, or it’s just the goofiest
thing I’ve ever seen. I can’t believe what I see on television, and who’s running for office. It’s just a sideshow, it’s
worse than reality TV. It’s worse than Trump’s Apprentice. These guys are all apprentices, and I tell you it’s a joke,
it is a standing joke. So if you believe anybody
who is a politician, I mean you gotta be, you’ve got to
be smoking the wrong stuff. So anyway that’s what I have
to say, most of it is fake. The best way to succeed
today is check your sources. Please read my book, Fake. Fake money, fake teachers, fake assets. You know 90% of the
teachers, well no, maybe 80% of the teachers are good
people, you know 20% are fake. We’ve all had great
teachers and bad teachers, and teachers who are only
there for the paycheck or for the pension, they’re fake. Just call a spade a spade, a fake a fake. So once again I thank
you all for listening to the Rich Dad Radio Show. I thanked Rob Embers, I
especially want to thank Robb LeCount for covering my back, because I can’t believe
the number of people that want to imitate myself
or Kim, it’s just amazing. And remember we don’t sell deals, and I do not do deals with listeners. Everything is inside, I’m very, very tight on who I do a deal with. These are people I’ve
done deals with for years and years and years, and
I trust them implicitly. I ask you to do the same thing. You know a financial
planner comes up to you, ask the financial planner,
“Show me your financials.” If they’re not a rich
person, don’t listen to them. Please be a little bit more vigilant. So once again, thanks to
Rob Embers and Robb LeCount. You can submit your, and
thank you for listening. You can submit your
questions to Ask Robert at RichDadRadio.com, and go out there and have a great time in a world of fake, and make sure who you’re
dealing with is real, thank you.

29 Replies to “How To Protect Yourself From Cyber Thieves: Identity Theft, Cyber Security, and Fake News”

  1. Most of the world is fake because most of the humanity can’t handle the truth

    It’s all about your perception as David icke said your perception creates your reality.

  2. Check out blockchain technology log in authentication digi-ID on DigiByte blockchain, no more passwords and being used on many websites

  3. You talk a lot about taxes. President Trump told the IRS to start shutting down last month, April. The official announcement will be 1 August, 2019 that the personal income tax is finished and the replacement is a 23% Value Added Tax (VAT) to start on 1 January, 2020. You won't hear this on the fake stream media because it is another Trump success.

  4. Your strength is the knowledge you have! That's why I'm focusing on on my youtube channel right now:) Keep it up!

  5. To whoever is scrolling through the comments. I pray you have a blessed day , remember you can do anything you put your mind to.. never let a soul tell you different 💯 https://youtu.be/4EY1JsO-y0g

  6. Unsubscribing because you are fake. The u.s. dollar is the number one currency used for criminal activity, and you know it. Cryptocurrency is the future, and you know it. Stop lying to people in order to sell your crap.

  7. the only scam i pulled was lying to milfs to get into bed with them….got a good job, dont need money…but lied about my feelings, what i do, where i live…..yes it worked, got in…but now that i look back, it was a waste of time….but yes i also got a lot of experience…what worked and what did not…still got it down packed…lies after lies…deceit after deceit…just to get my fingers wet…that was my biggest scam in life.

  8. @2:22 Criminals use bitcoin and the Central Bankers don’t like it. Umm, they don’t like competition. Who are the real criminals?

  9. Hey Robert. i love your stuff. Keep teaching!! I did not find many if and practical steps from the experts that we can implement immediately ( maybe social media). i was hoping for ex. get a firewall for your home PC, list top 5 ID theft services and restoration service, proper phone and device tips)

    surely those experts have some more ideas on this issuase

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